BED+ Savings Account
3,2 % / an
Net rate — Short term
- Immediate availability
- €75,000 ceiling
- Interest paid monthly
- No entry fees
Savings & Investments
Put your money to work
From savings accounts to long-term investments — choose the plan that fits your goals.
Our savings products
Our savings solutions
Products suited to every investment horizon.
PEL
2,75 % / an
Guaranteed rate — Medium term
- Term of 4 to 10 years
- €61,200 ceiling
- Entitlement to a home loan
- Flexible deposits
PEA
Variable
European equities — Long term
- €150,000 ceiling
- Tax exemption after 5 years
- Access to 500+ securities
- Managed portfolio available
Life insurance
4,1 %
Euro fund return 2025
- Guaranteed euro fund
- 350+ unit-linked funds
- Inheritance tax advantages
- Flexible deposits
Wealth advice
Our tips
Our advisers share best practices to maximise your returns according to your profile.
1
Diversify your investments
Spread your assets across a savings account (liquidity), a PEL (property project) and life insurance (long term) to balance return and security.
2
Take advantage of tax benefits
The PEA and life insurance offer significant tax advantages after 5 and 8 years respectively. Start early to maximise the allowances.
3
Save regularly
Scheduled deposits, even modest ones, help smooth out risk and benefit from compound interest over the long term.