After 8 years
Annual allowance of €4,600 (single) or €9,200 (couple) on gains.
Life insurance
A lifetime of savings
Prepare your retirement, pass on your wealth and optimise your taxes with BED life insurance.
Investment vehicles
Two types of investment
Combine security and performance according to your risk profile and your time horizon.
Euro fund
Guaranteed capital
2,85 %
Net 2025
Risk
Low
1
7
- Capital 100% guaranteed at all times
- Ratchet effect: interest definitively acquired
- Flexible deposits and withdrawals
- Return capped over the long term
Unit-linked funds
Dynamic performance
350 +
Unit-linked funds available
Risk
Moderate to high
1
7
- Higher return potential over 8 years+
- Access to equity, bond and real estate markets
- Self-directed or managed by our experts
- Capital not guaranteed, risk of capital loss
Advantageous taxation
Tax benefits
Life insurance benefits from a privileged tax regime, particularly advantageous after 8 years of holding.
Estate transfer
Up to €152,500 transferred per beneficiary free of inheritance tax.
Availability
Your savings remain available at any time through partial withdrawals.