SMEs & Startups

Financing that grows with you

Solutions tailored to businesses starting up, scaling or transforming.

Our solutions

Our financing solutions

From business credit to export and leasing, we cover all your treasury and investment needs.

Business credit

Financing of your tangible, intangible or real estate investments. Term of up to 15 years, fixed or variable rate depending on your project.

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Leasing & hire purchase

Finance your vehicles, machinery and equipment without tying up your capital. Deductible rentals, purchase option at the end of the contract.

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Factoring

Assign your customer receivables and obtain immediate liquidity. Collection management included and protection against unpaid invoices.

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Revolving credit

A permanent and flexible treasury reserve. Use and replenish your credit line according to your treasury needs.

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Bank guarantees

Market bonds, performance guarantees, pledges — secure your tenders and commercial contracts.

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Export financing

Documentary credits, export advances, international credit insurance. Develop your international business in complete security.

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Access conditions

Eligible businesses

Our financing is intended for any company registered in the European Economic Area meeting the criteria below.

European company

Company registered in an EEA country with an intra-Community VAT number.

Minimum 12 months of activity

Company existing for at least 12 months with an annual balance sheet. Startups in fundraising benefit from specific conditions.

Financing from €50,000

Minimum financed amount of €50,000. Credit decision within 48 working hours.

85%
of SME clients recommend BED
48h
guaranteed response time
€50,000
minimum financed amount
97%
customer satisfaction rate

A dedicated SME expert

Our specialised SME and startup teams review your application within 48 hours and support you in all your financing projects.